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For Your Business —

Helping local businesses thrive

Whether you’re just starting up or have plans to expand your current business, we have the accounts, products, and services to help you succeed and reach your business goals.

With Gesa Commercial Banking, you get:

Checking & Savings

Competitive checking
and savings rates

Helpful Lenders

Experienced local
lenders

Commercial Real-Estate

Commercial real estate
financing 

Lending Provider

Preferred lending 
provider (SBA)

Overdraft Protection

Business overdraft
protection

Knowledgable Advisors

Professional business
advisors

Flexible Financing

Flexible financing for real estate

Whether you’re looking to purchase, refinance, or build a new facility, we offer commercial real estate financing with flexible terms and competitive rates.

Apply for a commercial real estate Loan today by contacting your regional commercial banking lender.

Whether you’re just starting up or have plans to expand your current business, Gesa has the accounts, products, and services to help you succeed.

With Gesa Commercial Banking, you get:

  • Checking accounts that meet your business needs
  • Finances to fund your business start-up or expansion
  • Competitive rates and overdraft protection
  • Earn dividends for your business
  • Flexible terms to purchase, refinance, or build
  • Smooth and efficient management of your business finances
  • A Preferred Small Business Administration (SBA) Lender
  • Assistance to help you and your communities grow

Gesa pitches in where it matters most

Smiling police officer in uniform standing in front of a police vehicle

Local Heroes

Our grant program that supports local healthcare workers, firefighters, teachers, law enforcement, and Veterans.

Learn More

Real Estate

Real Estate

Real Estate
Continue

Public Deposits

Public Deposits

Public Deposits
Continue

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *